Credit Analyst position in Mumbai, India. Job description includes providing inputs in shaping the Retail Risk Operations strategic direction, optimising operating efficiency, and ensuring compliance with the highest standards of regulatory and business conduct.
Requirements
- Provide inputs in shaping the Retail Risk Operations strategic direction
- Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function
- Ensure the cost budget in Credit Initiation is based on robust capacity plans and is delivered through a rigorous cost management discipline
- Ensure that credit files are processed while adhering to the process standards defined by CCO, Retail Clients
- Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives
- Leverage and build credit assessment infrastructure capability to optimize process efficiency
- Implement the Operational Risk Framework in Retail Risk Operations and monitor the operational risk metrics to identify potential control weaknesses
- Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations
- Lead through example and build the appropriate culture and values
- Ensure the provision of ongoing training and development of people
- Employ, engage and retain high quality people, with succession planning for critical roles
- Identify and share industry best practices and work with the businesses for their feasibility and implementation
- Monitor through the door application quality and provide timely inputs to in-country stakeholders for optimizing risk and reward relationship
- Ensure all Credit Initiation policies and procedures comply with Group Policies and Standards
- Embed the Group’s values and code of conduct in Credit Initiation to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees forms part of the culture
- Display exemplary conduct and live by the Group’s Values and Code of Conduct
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank
- Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
- Serve as a Director of the Board
Benefits
- Competitive salary
- Benefits to support mental, physical, financial and social wellbeing
- Core bank funding for retirement savings
- Medical and life insurance
- Flexible and voluntary benefits available in some locations
- Time-off including annual leave, parental/maternity, sabbatical, and volunteering leave
- Minimum global standards for annual and public holiday, which is combined to 30 days minimum
- Flexible working options based around home and office locations, with flexible working patterns
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform
- Development courses for resilience and other human skills
- Global Employee Assistance Programme
- Sick leave
- Mental health first-aiders
- Self-help toolkits
