KOHO is seeking an exceptional leader in Credit Risk who combines strategic vision with hands-on execution to lead and scale our credit risk management function.
Requirements
- 15+ years of experience in credit risk, including 7+ years in a leadership role.
- Extensive expertise in consumer credit risk across the lifecycle—preferably in fintech, challenger banks, or alternative lending environments.
- Proven track record building credit risk functions through high growth phases
- Experience managing managers and directors across modeling, strategy, and risk analytics.
- Expert knowledge of credit data, scoring systems, and risk governance frameworks.
- Proven track record influencing senior stakeholders and working cross-functionally.
- The ability to communicate complex credit risk concepts to diverse audiences.
- Hands-on experience with risk infrastructure, decision engines, and reporting tools.
- Excellent written and verbal communication skills with the ability to present to the Board and executive leadership.
- Passion for developing inclusive teams and mentoring talent.
Benefits
- Competitive compensation & equity
- Generous vacation + Wellness days + Flex Days + holiday closure
- Remote-first environment + coworking support + yearly all hands retreat
- Access to coaching & growth programs
- Parental top-up & leave policies
- Comprehensive health benefits
- Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development