This is a full-time, hybrid career opportunity based out of our Mount Laurel, NJ office. Contribute to the profitability and growth of Fulton's commercial banking by building, developing and managing new and existing client relationships.
Requirements
- Identify, source and develop prospective customers with lending, deposit and other financial service needs.
- Share the Fulton story and showcase the bank's products, services, and employees.
- Source opportunity, negotiate mutually agreeable terms, navigate the credit underwriting and approval process, document the loan and execute the closing.
- Use knowledge of business, finance, banking, credit, and risk management to identify, recommend, and promote solutions that best serve the client and ensure the profitability of the portfolio.
- Build knowledge of diverse types of businesses, industries, markets, financial and economic concepts.
- Cultivate relationships network of strategic partnerships across the region.
- Sustain comprehensive understanding of current commercial products offered in the market and keep informed of all relevant industry trends and practices.
- Focus on driving continual improvement in portfolio revenue growth and new production revenue.
- Foster a collaborative team approach with Fulton Partners and Retail Relationship Managers to enhance client relationships.
- Ensure credit review and risk rating practices are continuous, complete and accurate.
- Establish action plans for troubled credits and/or work with Special Assets Department to resolve problem loans in an efficient manner to protect the bank's investment.
Benefits
- Medical plans with prescription drug coverage
- Flexible spending account or health savings account
- Dental and vision insurance
- Life insurance
- 401(k) program with employer match
- Employee Stock Purchase Plan
- Paid time off programs including holiday pay and paid volunteer time
- Disability insurance coverage
- Maternity and parental leave
- Adoption assistance
- Educational assistance
- Robust wellness program with financial incentives
