We are a tech company with a full German banking license, offering a Banking-as-a-Service platform. We are looking for a Senior Credit Manager to join our team in Berlin. As a market leader, we are driven by bringing transformational change to the financial services industry.
Requirements
- Manual Underwriting
- Structure of credit transactions
- Assessing and approving credit transactions
- Perform, optimize and maintain the credit approval process
- Setup and maintain (manual) credit file management
- Review/update credit files regularly
- Automated Underwriting
- Assist in setting criteria for Decision Engine
- Align conceptual consistency of underwriting principles
- Credit Portfolio Steering
- Prepare regular qualitative portfolio review with action proposals
- Run ad-hoc assessment to keep credit risk exposure within risk appetite
- Monitor partnership team actions regarding dunning, workout, collection actions
- Responsible for closing audit findings in the respective focus area
- Train CRM and Solaris staff on underwriting principles
- Project related tasks, e.g. development of new loan products
Benefits
- Competitive salary and a variable remuneration program
- Home office budget
- Learning & development budget of €1000 per year
- Monthly meal allowance
- Deutschland ticket subsidy
- 28 vacation days
- Opportunity to work abroad for up to 12 weeks per year
