Personal Lines Underwriter II
Heartland Mutual InsuranceWaterloo, Ontario, Canada
Posted October 8, 2025
50000 - 73600 CAD
Full Time
About the Company
Heartland Mutual Insurance is a Canadian mutual insurer that emerged from the merger of North Waterloo Farmers Mutual, Oxford Mutual, and The Kings Mutual Insurance Company. The company offers a range of insurance products—including farm, commercial, residential, and auto coverage—tailored to the unique needs of farmers, business owners, and homeowners across Ontario and Nova Scotia. Its mutual model gives policyholders a direct voice and a share in the company’s success, while a strong commitment to integrity, accountability, and community stewardship underpins every interaction. By blending decades of regional expertise with a customer‑first culture, Heartland positions itself as a trusted partner for protecting people, property, and the agricultural economy.
Job Description
Personal Lines Underwriter II role at Heartland Mutual Insurance involves underwriting and managing a portfolio of business, assessing and negotiating medium complexity renewals, endorsements, and new submissions. The incumbent will apply sound underwriting judgment and company philosophy to evaluate risk, set appropriate terms and conditions, and ensure compliance with regulatory standards.
Requirements
- Previous experience within the insurance industry
- Solid understanding of Personal Lines contracts
- Proven decision-making and analytical skills
- Post-secondary education or equivalent experience
- CIP designation is preferred
- Previous experience in underwriting and rural business, dealing with or as a broker would be an asset
Benefits
- Competitive compensation package
- Health and wellness benefits
- Pension plan
- Paid time off