Credit Analyst (Hire Purchase)
Funding Societies | Modalku GroupKuala Lumpur, Kuala Lumpur, Malaysia
Posted July 25, 2025
Full Time
About the Company
Funding Societies | Modalku is the largest unified SME digital finance platform in Southeast Asia. It is licensed in Singapore, Indonesia, Thailand, registered in Malaysia, and operates in Vietnam. The FinTech company provides US$1 billion annually of business financing to small and medium-sized enterprises (SMEs). In recent years, it has made strategic milestones including its acquisition of regional digital payments platform CardUp and co-investment into Bank Index in Indonesia. Funding Societies | Modalku is backed by SoftBank Vision Fund 2, Khazanah Nasional Berhad, CGC Digital (the digital arm of the Credit Guarantee Corporation Malaysia Berhad), SBVA (previously SoftBank Ventures Asia), Peak XV Partners (previously Sequoia Capital India), Alpha JWC Ventures, SMBC Bank, BRI Ventures, VNG Corporation, Rapyd Ventures, Endeavor, EBDI, SGInnovative, Qualgro, and Golden Gate Ventures among others. It has received accolades through the years including: Brands for Good (2019, 2023), Global SME Excellence Award, Global SME Finance Awards by IFC (2021-2023) Global Startup Awards (2020), MAS FinTech Award (2016, 2021), Singapore’s Fastest-Growing Companies 2024 (a list of 100 companies compiled by The Straits Times and Statista), High-Growth Fintech Companies in Asia-Pacific 2024 (a list of 500 companies compiled by the Financial Times and Statista) . Funding Societies | Modalku is dedicated to the vision of funding underserved SMEs and making a positive impact in society. We exist to enable fair financial access and providing payment solutions to Southeast Asia. Check out our story: https://blog.fundingsocieties.com/our-story/
Job Description
Funding Societies | Modalku is seeking a Credit Analyst (Hire Purchase) to join their growing team. The role involves conducting credit assessments, managing hire purchase accounts, identifying and mitigating risks, and providing mentorship to junior analysts. Funding Societies operates in Southeast Asia with a focus on SME financing.
Requirements
- At least 1 year of experience in loan processing or evaluation within financial services, with a focus on hire purchase products.
- Proven track record managing a portfolio of hire purchase accounts.
- Excellent understanding of credit principles and financial statements.
- Proficiency in credit analysis software (Excel).
- Strong communication and interpersonal skills.
- Ability to work independently and collaboratively.
- Strong attention to detail and accuracy.
- Sound judgment and decision-making abilities.
Benefits
- Time off
- Flexible working
- Medical benefits
- Mental health and wellness initiatives
- Tech support