We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written! The Relationship Manager will handle multi-faceted relationships, call on prospective and existing clients to generate loans, deposits, and fees, and effectively cross-sell a wide variety of products.
Requirements
- Develops new and expands existing client relationships by initiating business development activities, proactively reviewing client’s current and changing financial needs, and cross selling products and services.
- Grows and maintains a profitable book of business (loans and deposits) to achieve individual and market goals.
- Develops a comprehensive understanding of client’s needs based on the review and analysis of personal and financial data.
- Qualifies prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan requests.
- Prepares and oversees the completion of the loan approval requirements including careful underwriting of the loan so that the structure meets the needs of the borrower and the bank.
- Recommends and negotiates the terms under which the credit will be extended to include pricing fees, costs repayment method and schedule, collateral requirements, etc.
- Responsible for portfolio management including monitoring credit quality which includes past due credits, non-performing and credit exceptions, covenant compliance and credit exceptions of their active portfolio.
- Actively participates and represents First Financial Bank in various community, civic and professional organizations.
- Refers loans to loan committee for approval.
- Responsible for understanding clients’ financial goals, provide credible advice and recommend products that fit their holistic needs.
- Collaborates with Bankers, Financial Center Managers, Retail Leaders, Credit/Underwriting, Loan Processing and Documentation teams and Bank senior management.
- Participates in all bank marketing and sales promotions, contributes to initiatives and programs designed to promote organization’s strategic priorities, complies with all bank, loan and regulatory guidelines and policies.
Benefits
- Benefits Guide
- Incentive Eligibility
- E-Verify Employer
