Mortgage Loan Originator

As a Mortgage Loan Originator, you will originate mortgage loans sourced through referral partners, retail banking branches, internal departments, and marketing efforts. You will self-source mortgage leads, present personalized mortgage products and solutions to potential customers, and work with internal departments to ensure a superior customer experience and timely loan closing.

Requirements

• Consistently achieves monthly loan production volume as specified in the MLO Agreement
• Generates new business to assist in meeting established profitability goals
• Develops and maintains business plan for growth of this business area
• Networks with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads
• Evaluates needs of potential customers and offers appropriate mortgage products and services
• Prepares and compiles mortgage application and information for processing of mortgage loan applications generated
• Ensures completeness of loan documentation
• Oversees timely closing and funding of loans
• Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business
• Responds to mortgage inquiries and requests regarding accounts from assigned branches
• Promotes and cross-sells other bank products and services as appropriate to customer requirements
• Provides data to support marketing and sales promotion programs
• Works directly with sales manager to assist with CRA loan initiatives in local market

Benefits

• Competitive salary and benefits package
• Incentive eligibility
• Employee wellbeing programs
• Compliance with federal, state, and local laws