Director Capital Management and Stress Testing
Fairstone BankToronto, Ontario, Canada
Posted November 20, 2025
Full Time
About the Company
Fairstone Bank and its family of brands form Canada’s leading alternative lending bank, united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals. With a diverse suite of products — residential and commercial mortgages, consumer deposits and GICs, credit cards and rewards programs, retail financing and automobile financing, personal loans and digital lending — we offer financial solutions tailored to all Canadians. -- La Banque Fairstone et sa famille de marques forment la plus importante banque de financement alternatif au Canada, unies pour offrir des solutions financières novatrices, accessibles et fiables qui permettent aux Canadiens et aux Canadiennes d’atteindre leurs objectifs. Grâce à une gamme diversifiée de produits – prêts hypothécaires résidentiels et commerciaux, des produits d’épargne des particuliers et CPG, cartes de crédit et programmes de récompenses, financement de détail et automobile, prêts personnels et prêts numériques –, nous offrons des solutions financières adaptées à tous les Canadiens et les Canadiennes. -- For employment opportunities: https://fairstone.wd3.myworkdayjobs.com/FairstoneCareers
Job Description
Reporting into the SVP, Deputy CFO, this role will lead the capital management oversight and stress testing processes at the Bank.
Requirements
- Lead the end-to-end Internal Capital Adequacy Assessment Process (ICAAP)
- Lead enterprise-wide stress testing and report to Enterprise-Wide Stress Test (EWST) Committee
- Lead the OSFI mandated Macro Stress Test (MST) exercise
- Oversee regulatory capital adequacy of the bank in accordance with BCAR guidelines
- Lead the regulatory capital and dividend forecast as part of the Annual Plan and quarterly Forecast exercises
- Manage dividend planning and analysis in line with the capital plan and current capital levels
- Ensure all capital planning and stress testing processes are standardized, fully documented and comply with regulatory requirements and stay current with evolving regulations
- Work with other departments to ensure alignment for all deliverables
- Support strategic initiatives across the business as it relates to regulatory capital impact
Benefits
- We are proud to be recognized as Great Place to Work Canada for 2025 and Montreal's Top Employers 2025