Head of Risk - Consumer Loans (Nigeria)

We are seeking a Head of Risk (Consumer Loans – Nigeria) to lead the credit underwriting and risk operations for our newly launched Consumer Loans product.

Requirements

• At least 10 years in senior credit underwriting, portfolio risk, or consumer lending operations.
• Proven experience leading manual underwriting for large-ticket, unsecured loans.
• Strong understanding of consumer lending economics, ECL/GP drivers, and affordability assessment.
• High analytical ability; able to interpret bank statements, bureau reports, and financial indicators.
• Excellent leadership and communication skills — able to build and manage a results-driven underwriting team.
• Deep familiarity with Nigerian credit market dynamics and local fraud patterns.
• Comfortable collaborating across tech and non-tech teams to improve decision systems.

Benefits

• Private Health Insurance
• Pension Plan
• Training & Development
• Remote work
• Paid Time Off