Senior Underwriter

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.

Requirements

• Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority.
• Evaluates highly complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes.
• Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies.
• Offers appropriate coverage for exposures. Maintains proper file documentation in connection with accounts.
• Develops and fosters agency relationships.
• Educates agents on EMC products, underwriting appetite, systems and services.
• Visits agencies to discuss accounts and provide agents with updates at EMC in order to maximize opportunities.
• Coordinates with marketing and branch management in the agency planning and review processes.
• Serves as a mentor for less experienced underwriters.
• Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations.