Senior AI Scientist - Consumer Risk Fraud
Credit KarmaNew York, New York, United States
Posted October 10, 2025
172000 - 232500 USD year
Full Time
About the Company
Credit Karma is a leading financial technology company dedicated to empowering over 130 million members across the U.S., Canada, and the UK. Through free credit scores, credit monitoring, loan shopping tools, and savings resources, Credit Karma aims to help users achieve their financial goals. The company's core values of helpfulness, ownership, progress, and empathy drive its mission to champion financial progress for everyone.
Job Description
Intuit Credit Karma is seeking an experienced Staff AI Scientist to join their Consumer Risk AI Science team. This role focuses on developing cutting-edge credit risk AI/ML models for new lending products and collaborating with cross-functional teams to drive actionable lending decisions. The company is dedicated to financial progress and empowering its members through free credit scores and financial services.
Requirements
- Advanced Degree (Ph.D. / MS) in Computer Science, Data Science, AI, Mathematics, Statistics, Physics or a related quantitative discipline
- 6+ years of experience in AI Science / Machine Learning and related areas
- Authoritative knowledge of Python and SQL
- Experience in fintech credit risk, with deep understanding of payment systems, banking, and lending
- Experience leveraging credit bureau, tax and cash flow data in credit risk model development
- Deep understanding of credit risk modeling concepts, including PD calibration, reject inference, adverse action logic, and risk segmentation
- Expertise in designing and building efficient and reusable data pipelines
- Strong business problem solving, communication and collaboration skills
- Ambitious, results oriented, hardworking, team player, innovator and creative thinker
Benefits
- Competitive compensation package
- Cash bonus
- Equity rewards
- Benefits