Upstart

Upstart is a San Mateo‑based fintech that operates the leading AI‑driven lending marketplace, connecting millions of consumers with more than 100 banks and credit unions. Leveraging proprietary machine‑learning models and cloud‑native applications, Upstart enables lenders to approve borrowers at lower rates while delivering a fully digital, frictionless experience. The platform powers a broad range of credit products—including personal, auto, home‑equity, and small‑dollar relief loans—most of which are automated with no human intervention. By combining data science, SaaS infrastructure, and a culture of continuous innovation, Upstart sets the standard for efficient, responsible consumer lending.