Iwoca

Iwoca is a fintech company that provides rapid, data‑driven working‑capital loans to small and medium‑sized enterprises. Leveraging a proprietary credit‑risk engine and API‑based partner integrations, it delivers flexible financing on demand, reducing the traditional application friction for businesses ranging from cafés to car dealers. The firm’s award‑winning technology enables faster, more accurate credit decisions, positioning it as a leader in alternative lending for SMEs. With over 50,000 funded businesses and a mission to support one million, iwoca combines technology, customer‑centric design, and a strong partnership ecosystem to empower small‑business growth.