Vice President , Commercial Finance (Underwriter)

Ares Management Corporation is seeking a Vice President, Commercial Finance (Underwriter) to join the Ares Commercial Finance Group. The candidate will be responsible for closing transactions, performing due diligence, and overseeing loan structure and loan documentation. The role requires a Bachelor's degree in Accounting/Finance or Business, with three plus years of experience as a credit officer/underwriter, preferably in asset-based lending.

Requirements

• Review, evaluate, and determine risk factors, pricing, and transaction structure for potential transactions.
• Perform financial, customer, supplier, regulatory and industry due diligence.
• Manage communication with target company, Business Development Officer, Portfolio Manager, and/or Investment Committee.
• Prepare early read memos for credit committee review and approval.
• Review third party due diligence for each opportunity and resolve any outstanding concerns.
• Perform collateral analysis and review.
• Prepare and present Investment Committee materials for approval.
• Participate in negotiations and legal documentation review for each transaction.
• Participate in conference calls and meetings with Senior and Executive Management as needed.
• Recommend each transaction for approval or declination.
• Respond to target company requests in a timely manner, whether via email or phone.
• Keep current on industry standards, market trends and regulatory changes.
• Prepare special reports and analysis as needed.
• Comply with established policies and procedures.
• Collaborate with Portfolio Managers to ensure a smooth handoff post-closing.
• Provide detailed underwriting summaries and risk assessments / KPIs to guide ongoing monitoring.
• Review and confirm funding mechanics, including lockbox arrangements and cash dominion

Benefits

• Comprehensive Medical/Rx
• Dental and Vision plans
• 401(k) program with company match
• Flexible Savings Accounts (FSA)
• Healthcare Savings Accounts (HSA) with company contribution
• Basic and Voluntary Life Insurance
• Long-Term Disability (LTD) and Short-Term Disability (STD) insurance
• Employee Assistance Program (EAP)
• Commuter Benefits plan for parking and transit
• World-class medical advisory team
• Mental health app with coaching, therapy and psychiatry
• Mindfulness and wellbeing app
• Financial wellness benefit with access to a financial advisor
• New parent leave
• Reproductive and adoption assistance
• Emergency backup care
• Matching gift program
• Education sponsorship program